We at TailorMed are staying on top of these developments around the clock—and we’re committed to sharing the most up-to-date information through our Financial Navigation Service. We’re also tracking other ways to mitigate the financial impact of this outbreak. This is a live list that will be updating on an ongoing basis to share any opportunities that arise.

Last updated on: March 31st

 

  • Financial Assistance Resources
  • Insurance Benefits
  • Stay tuned for more.

    Financial Assistance Resources

    ID State Fund Name Medical Expense Living/Operating Expense Possible Beneficiaries Eligibility Link
    1 All Healthwell – COVID-19 Fund Yes Yes All $250 for anyone affected by COVID-19 under 500 FPL
    Food, Medications, Diagnostics, Telehealth, Transportaiton
    2 All CancerCare – Financial Assistance for COVID-19 Yes Yes Cancer patients Assistance is available for people with cancer in active treatment to help with costs including food, medications, general household expenses, transportation, home care and child care. Call 800-813-4673 to apply.
    3 All Army Emergency Relief (AER) – Financial Assistance Program Yes Yes Military Program provides financial assistance to soldiers and their eligible dependents that have been impacted by COVID-19. The financial assistance comes in the form of zero-interest loans and grants.
    4 All Clara Abbott Foundation – COVID-19 Financial Grant Yes Yes Specific employer Program provides financial grants to employees who are experiencing financial hardship resulting from unexpected expenses due to COVID-19.
    Eligibility:
    1. Current Abbott employee with at least two years of continuous Abbott service (or two years from date of Abbott acquisition).
    2. Former Abbott employee
    5 All Joe Andruzzi Foundation No Yes New England Cancer patients The Joe Andruzzi Foundation’s Financial Assistance Program provides a one-time grant of up to $800 to cancer patients and their families battling cancer, allowing them to focus on treatment and recovery.
    6 All One Fair Wage Organization No Yes All Cash assistance to restaurant workers, delivery drivers and other tipped workers and service workers — who are seeing their income decline during this disaster, or aren’t able to work because of quarantines or other health concerns.
    States – CA, CO, DC, FL, IL, MD, MA, MI, NJ, NY, PA
    7 All Restaurant Workers’ Community Foundation Yes Yes Restuarant/Bar Individual workers facing economic hardships or health crises as a direct result of COVID-19; businesses that will need help reopening once the crisis is over
    8 Alabama
    9 Alaska State Yes No All 1. $0 Cost-sharing for COVID-19 testing
    2. Early prescription refills
    10 Arizona State Yes No All 1. $0 Cost-sharing for COVID-19 testing
    2. Section 1135 Waiver
    3. Lower-cost sharing point for telehealth
    11 Arkansas
    12 California San Francisco Small Business Resiliency Fund No Yes Small Businesses 1. Emergency grants of up to $10,000 for affected small businesses
    2. Deferments on first quarter 2020 tax payments until Feb 2021
    3. Delayed collection of the city’s Unified License bill for at least 3 months
    13 California San Francisco Employee Assistance Program No Yes All 1. Paid sick leave for all workers
    2. Unemployment insurance
    3. Disability insurance for workers exposed to COVID-19
    4. Up to six weeks of benefit payments for employees unable to work
    14 California State Yes No All 1. $0 Cost share for COVID-19 Testing
    2. Early prescription refills
    3. Marketplace Special Enrollment Period – open through June 30th
    4. Section 1135 Waiver
    5. Short Term Disability or Paid Sick Leave for COVID-19 Exposure or Illness
    6. Expanded Unemployment Benefits
    7. Mental Health Visits Added to Telehealth
    15 California League of California Community Foundations Yes Yes All Individuals, families, nonprofits, small businesses
    Check for your specific county
    16 Colorado State Yes No All 1. $0 Cost sharing for COVID-19 Testing
    2. Early prescription refills
    3. Marketplace Special Enrollment Period – open through April 3rd
    4. Section 1135 Waiver
    5. Short Term Disability or Paid Sick Leave for COVID-19 Exposure or Illness
    17 Connecticut State Yes No All 1. Marketplace Special Enrollment Period – open through April 2nd
    18 Delaware State Yes No All 1. Early prescription refills
    19 District of Columbia State Yes No All 1. COVID-19 Testing Cost Share $0
    2. COVID-19 Treatment Cost Share $0
    3. Free vaccine when available
    4. Waiver of pre-atuhorization requirements
    5. Marketplace special enrollment – no deadline at this time
    20 Florida State Yes No All 1. Early prescription refills
    2. Section 1135 Waiver
    21 Florida Orange County Government Florida – COVID-19 Rental Assistance program No Yes All Program provides financial assistance for rent, lot rent and utility bills to Orange County residents affected by COVID-19.

    1. Legal resident of Orange County, FL

    22 Georgia State Yes No All 1. Early prescription refills
    23 Georgia The Giving Kitchen No Yes Restaurant/Bar Food service workers in Georgia who have been diagnosed with COVID-19 and/or those who are under doctor’s orders for a mandatory quarantine
    24 Hawaii 1. Section 1135 Waiver
    25 Idaho 1. Section 1135 Waiver
    26 Illinois State Yes No All 1. $0 Cost Share for COVID-19 Testing
    2. Section 1135 Waiver
    27 Illinois Chicago Theatre Workers Relief Fund Yes Yes Artists Chicago area theatre professionals may apply for a grant of $500 on a first-come first-served basis.
    28 Indiana 1. Section 1135 Waiver
    29 Iowa 1. Section 1135 Waiver
    30 Kansas 1. $0 Cost Share for COVID-19 testing (all major medical insurance carriers)
    2. Telehealth expanded
    3. Section 1135 Waiver
    31 Kentucky State Yes No All 1. $0 Cost Share for COVID-19 testing
    2. Free vaccine when available
    3. Waving of pre-auth requirements
    4. Early prescription refills
    5. Short term disability of paid sick leave for COVID-19 Exposure or illness
    6. Section 1135 Waiver
    32 Louisiana New Orleans Business Alliance Fund Yes Yes Artists $500-$1000 for eligible members of the gig economy
    1. Be a resident of Orleans Parish
    2. Generate at least 60% of your income through the gig economy
    3. Have experienced loss of income as a result of COVID-19
    4. At or below 100% Annual Median Income (AMI)
    33 Louisiana State Yes No All 1. Free vaccine when available
    2. Waving of pre-auth requirements
    3. Early prescription refills
    4. Section 1135 Waiver
    34 Maine State Yes No All 1. $0 Cost Share for COVID-19 testing
    2. Free vaccine when available
    3. Waiving of pre-auth requirements
    4. Early prescription refills
    35 Maryland State Yes No All 1. $0 Cost Share COVID-19 Testing
    2. Free vaccine when available
    3. Early prescription refills
    4. Marketplace special enrollment – open through April 15th
    5. Section 1135 Waiver
    36 Massachusetts Boston Artist Relief Fund No Yes Artists $500/$1000 grants to individual artists who live in Boston and were impacted by COIVD-19.
    37 Massachusetts Boston Singers’ Relief Fund Yes Yes Artists $500
    38 Massachusetts Greg Hill Foundation – Restaurant Strong Fund No Yes Restaurant/Bar Offering the Boston area restaurant employees $1000 financial support to those impacted by the Covid-19 due to closures.

    1. Full-time tipped compensated employee (Minimum of 30 hours total per week, can be multiple restaurants)
    2. Employed for 3 months or longer at the same location
    3. Worked in a restaurant, bar, cafe or nightclub located in Massachusetts

    39 Massachusetts State Yes No All 1. $0 Cost Share for COVID-19 Testing and Treatment
    2. Free vaccine when available
    3. Waving of pre-auth requirements
    4. Telehealth privileges expanded
    5. Marketplace special enrollment period – through April 25th
    6. Early prescription refills
    7. Section 1135 Waiver
    40 Michigan State Yes No All 1. $0 COVID-19 Testing Cost Share
    2. Expanded unemployment benefits
    41 Minnesota Minnesota Personal Emergency Relief Fund No Yes Artists Up to $500 grants
    42 Minnesota State Yes No All 1. Marketplace special enrollment period – through April 21
    43 Mississippi State Yes No All 1. Section 1135 Waiver
    44 Missouri
    45 Montana
    46 Nebraska
    47 Nevada State Yes No All 1. $0 Cost Share for COVID-19 Testing
    2. Marketplace special enrollment period – through April 15
    48 New Hampshire State Yes No All 1. Waving of pre-auth requirements
    2. Early prescription refills
    3. Section 1135 Waiver
    49 New Jersey 1. $0 Cost Share for COVID-19 Testing
    2. Telehealth coverage expanded
    3. Section 1135 Waiver
    50 New Mexico State Yes No All 1. $0 cost share for COVID-19 testing and health care services
    2. $0 COVID-19 Treatment Cost Share
    3. Telehealth coverage
    4. Section 1135 Waiver
    51 New York State Yes No All 1. $0 Cost Share for COVID-19 testing and telehealth
    2. Marketplace special enrollment period – through April 15th
    3. Short term disability or paid sick leave for COVID-19 Exposure or illness
    4. Section 1135 Waiver
    52 New York NYC Small Business Services: Assistance & Guidance for Businesses Impacted Due to Novel Coronavirus No Yes All NYC businesses with fewer than 100 employees who have seen sales decreases of 25% or more will be eligible for zero interest loans of up to $75,000 to help mitigate losses in profit. The City is also offering small businesses with fewer than 5 employees a grant to cover 40% of payroll costs for two months to help retain employees.
    53 North Carolina State Yes No All 1. Section 1135 Waiver
    2. Telehealth coverage expanded
    54 North Dakota 1. Section 1135 Waiver
    55 Ohio
    56 Oklahoma 1. Section 1135 Waiver
    57 Oregon State Yes No All 1. $0 COVID-19 Testing Cost Share
    2. Free vaccine when available
    3. Section 1135 Waiver
    58 Pennsylvania State Yes No All 1. $0 Cost share for testing and treatment for COVID-19
    2. Waiving of pre-auth requirements
    59 Rhode Island State Yes No All 1. Free vaccine when available
    2. Waiving of pre-auth requirements
    3. Early prescription refills
    4. Marketplace Special Enrollment Period – through April 15th
    5. Section 1135 Waiver
    60 South Carolina
    61 South Dakota 1. Section 1135 Waiver
    62 Tennessee
    63 Texas Southern Smoke Foundation Yes Yes Restaurant/Bar People employed by or who own restaurants or bars, or are employed by a restaurant or bar supplier, with unforeseen expenses that cannot or will not be covered by insurance
    64 Utah State Yes No All 1. Short term disability or paid sick leave for COVID-19 exposure or illness
    65 Vermont State Yes No All 1. Marketplace special enrollment period – through April 17th
    66 Virginia 1. Section 1135 Waiver
    67 Washington Amazon Seattle Small Business Relief Fund No Yes Small Businesses Eligibility:
    1. Recipients must have fewer than 50 employees or less than $7 million in annual revenue
    2. Seattle (South Lake Union and Regrade) and Bellevue
    3. Service or retail establishments open to general public
    68 Washington State Yes No All 1. $0 COVID-19 Testing Cost Share
    2. Waving of pre-auth requirements
    3. Early prescription refills
    4. Section 1135 Waiver
    5. Marketplace special enrollment period – through April 8th
    69 West Virginia State Yes No All 1. Early prescription refills
    70 Wisconsin
    71 Wyoming
    72 Other Rauschenberg Emergnecy Grants Yes No Up to $5000 for unexpected medical emergencies for visual and media artists and choreographers who are US citizens/residents
    73 Other MusiCares COVID-19 Relief Fund No Yes Artists Basic living assistance (rent or mortage) up to $1000
    74 Other Facebook Small Business Grants Program No Yes Small Businesses Details unclear yet, will offer cash grants and ad credits for up to 30,000 small businesses in 30 countries
    75 Other USBG Foundation – Bartender Emergency Assistance Program Yes Yes Restaurant/Bar 1. Bartender or spouse or child of a Bartender
    2. Experience catastrophic event or emergency hardship
    3. Lack the necessities of life (financial, physical, mental, emotional) as a result of the hardship
    76 Other AGMA Relief Fund Yes Yes Artists Must be AGMA member.
    Rent, utilities, mental health, medical care + basic living expenses
    77 Other Artist Relief Tree Yes Yes Artists Flat $250 for any artists
    78 Other Additional Artist Relief Funds Yes Yes Artists More funds for artists
    79 Other CERF+ The Artist Safety Net Yes No Artists Focusing now on emergency relief grants ($3000) related to COVID-19 for artists in craft disciplines who have been infected with the virus and require intensive medical care

     

    Insurance Benefits

    ID Name Benefits State
    1 Aetna Commercial 1. $0 Cost Share for COVID-19 testing
    2. $0 Copay for telemedicine
    3. 90 Day Maintenance Medications
    4. Early prescription refills
    5. Waive charges for home delivery – through CVS
    General
    2 Aetna Medicaid 1. $0 Cost Share for COVID-19 testing
    2. 90 Day Maintenance Medications – per state
    3. Early prescription refills
    4. Waive charges for home delivery – through CVS
    General
    3 Aetna Medicare 1. $0 Cost Share for COVID-19 testing
    2. 90 Day Maintenance Medications
    3. Early prescription refills
    4. Waive charges for home delivery through CVS
    General
    4 Aetna Self Funded 1. May opt out of testing cost share
    2. May opt out of copay for telemedicine
    3. 90 day maintenance medications
    4. Early prescription refills
    5. Waive charges for home delivery – through CVS
    General
    5 BCBS of MN – Individual/Family/Fully Funded Employer Plans 1. $0 Cost Share for COVID-19 testing
    2. All prior authorizations waived if diagnosed with COVID-19
    3. Treatment coverage – standard benefits apply
    4. $0 Copay for telemedicine through April 13th
    5. Early refills – if Prime Therapeutics PBM Yes
    Minnesota
    6 BCBS of MN – Self Funded Employer Plans 1. May opt into testing coverage
    2. All prior authorizations waived if diagnosed with COVID-19
    3. Treatment coverage – standard benefits apply
    4. $0 Copay telemedicine through April 13th
    5. Early refills – If Prime Therapeutics PBM Yes
    Minnesota
    7 Blue Cross Blue Shield 1. $0 Cost Share for COVID-19 testing
    2. $0 Copay for telemedicine
    3. 90 day maintenance medications
    General
    8 Cigna 1. $0 Cost Share for COVID-19 testing
    2. $0 Cost Share for COVID-19 treatment
    General
    9 Empire Blue Cross (NY) – Individual & Family & Employer Group Plans 1. $0 Cost Share for COVID-19 testing
    2. Treatment coverage – standard benefits apply
    3. Telemedicine – $0 first visit, additional $19
    4. 90 day maintenance medications
    5. Early refills
    6. Waive charges for home delivery – mail order pharmacy
    New York
    10 Empire Blue Cross (NY) – Medicaid Plans 1. $0 Cost Share for COVID-19 testing
    2. No prior authorization required for testing
    3. $0 Copay for telemedicine
    4. Out of network coverage
    New York
    11 Empire Blue Cross (NY) – Medicare Advantage & Medicare Supplement Plans 1. $0 Cost Share for COVID-19 testing
    2. No prior authorization required for testing
    3. Telemedicine cost share waived through June 15th
    4. 90 day maintenance medications
    5. Early prescription refills
    6. Waive charges for home delivery – mail order pharmacy
    New York
    12 Fidelis Care (NY) – Medicare Advantage, Dual Advantage, Qualified Health Plan, Essential Health Plan, Fidelis Care Medicaid, Child Health Plus, Healthier Life 1. $0 Cost Share for COVID-19 testing
    2. Early prescription refills
    New York
    13 HealthPartners – MN 1. $0 Cost Share for COVID-19 testing Minnesota
    14 Humana 1. $0 Cost Share for COVID-19 testing
    2. $0 Cost Share for COVID-19 treatment
    General
    15 Medica – IA, KS, MN, MO, ND, NE, OK, SD, WI 1. $0 Cost Share for COVID-19 testing Iowa
    Kansas
    Minnesota
    Missouri
    North Dakota
    Nebraska
    Oklahoma
    South Dakota
    Wisconsin
    16 Priority Health 1. $0 Cost Share for COVID-19 testing
    2. Treatment – standard benefits apply
    3. Waived charges for home delivery – through CVS
    General
    17 UCare – MN Individual & Family Plan Members 1. $0 Cost Share for COVID-19 testing
    2. Treatment coverage – standard benefits apply
    3. 90 day maintenance medications availalbe
    4. Early prescription refills available
    Medicare Plan Members can use healthy savings over the counter benefit to purchase masks, gloves, or hand sanitizer.
    Minnesota
    18 United Healthcare – Individual & Family Plans & Employer Plans 1. $0 Cost Share for COVID-10 testing
    2. $0 Copay for telemedicine through June 18 – self-funded may opt out of the copay for COVID-19 related visits only – all others are processed per policy benefits
    3. Special Enrollment period for fully funded and level funded employer plans (Self funded employer plans can opt in) – through April 6th
    General
    19 United Healthcare – Medicaid 1. $0 Cost Share for COVID-19 testing
    2. $0 Copay for telemedicine through June 18th for COVID-19 related visits only
    General
    20 United Healthcare – Medicare Advantage 1. $0 Cost Share for COVID-19 testing
    2. $0 Copay for telemedicine through June 18th for COVID-19 related visits only
    General